If you’re interested in learning about all the mortgage loan programs Waterstone Mortgage offers, you’re in the right place.
Conventional
No- and low-down payment home loans with a variety of qualifications to meet your needs.
- Wealth Building Loan
- HomeReady® loans
- Home Possible® Loans
Construction and Renovation
Low-down-payment mortgage loan options to help you create your dream home.
- Single Loan Close Construction Program
- HomeStyle® Renovation loans
- FHA 203(k) Loans
FHA
Low-down-payment home loan options for those with less-than-perfect credit.
VA
No-down-payment home loans for veterans.
USDA
No-down-payment home loans for those in rural or some suburban areas.
Jumbo
Mortgage loans for amounts above the conforming loan limit ($726,200).
Condo Loans
Flexible financing options and expertise to guide you to the condo of your dreams.
Reverse Mortgage
A reverse mortgage allows homeowners who are over the age of 62 to tap into the equity they’ve built up in their home — through a lump sum, a fixed monthly payment, or a line of credit. Reverse mortgages can also be used to purchase a home.
Specialty Loans
Have a unique situation that needs a unique home loan solution? Look no further.
- HUD Section 184 Native American Home Loan Program
- Manufactured Home Loans
- Portfolio Loans
Down Payment Assistance Programs
Find down payment assistance options in your area or nationwide.
- FreddieMac BorrowSmart Access℠
- Down Payment Assistance for FHA Loans
- Downpayment Plus® Program
Home Equity Options
You can utilize your home’s equity in a variety of ways including a home equity loan, home equity line of credit (HELOC), or cash-out refinance.
Refinance
Lower your monthly mortgage payments, reduce your interest rate, get cash out, and more with our refinance loan options.
WHAT LOAN IS RIGHT FOR YOU?
The completion of various steps in the mortgage process is critical to closing your home loan on time. Use our Close On-Time Calendar to create a customized loan schedule and educate yourself on the milestones you’ll encounter while working with us.
Jumbo
Mortgage loans for amounts above the conforming loan limit ($726,200).
Jumbo
Mortgage loans for amounts above the conforming loan limit ($726,200).
WHAT LOAN IS RIGHT FOR YOU?
The completion of various steps in the mortgage process is critical to closing your home loan on time. Use our Close On-Time Calendar to create a customized loan schedule and educate yourself on the milestones you’ll encounter while working with us.
The Importance of Getting a Pre-Approved Mortgage
Having a mortgage pre-approval from a reliable lender not only streamlines your home search process, but it can also speed up your loan approval and closing process.
